Hi Friends!
A Chaotic situation has arisen after the demonetization of higher currency notes.
I am not going to comment whether it is good or bad rather I am going to write on something which is beneficial to us in every aspect of life, at present and in future.
Most of the time you have to stand in queues for hours in banks to do transaction. After demonetization the waiting time has increased. Students have to bunk the classes to just withdraw money from the bank, workers have to get leave to do transactions in banks or exchange the higher value currency. This problem has not occurred after demonetization but it is there before it.
People would not have bothered much about the exit of high value currency if they would have used Internet banking for most of there purposes. I said most of it as internet banking facility provides us more than 90% facility of what we do in the bank.
Online banking is one of the safest transaction made through banks. One does not have to carry money on risk to the banks to transfer to another account. People may think that in order to withdraw money they would have to go to the banks but as I said Online banking give more than 90% facility of the transaction of what we do in banks, not 100%.
However, If for some reason you want cash in hand then you have to go to the bank but at least you are saving your time from standing in queues in banks for other transaction.
Facilities provided in online banking.
There are many facilities but I will mention only few which are used in daily basis in banks which can be used in online banking.
1. Balance Inquiry
2. Mini-statement of past transactions
3. Ordering Cheque books
4. Transfer funds
5. Loan application and transactions
6. Make bill payments
7. Past inquiry
8. Detail of transactions
And Many more
When I recommend people to get online banking, I am asked a lot of questions.
Question are
1. Cyber Crime is most dangerous, I can loose all my money?
* It is more dangerous to carry money to banks than doing online banking. Also security in online transaction has enhanced. so one does not has to worry about the security in internet banking.
2. Who will go through a lot of process to get an online banking and who will remember lot of password?
* Sitting in home and doing transaction is better than going to a bank, waiting in queues, wasting time. Remembering password in not a big issue, we are human because we remember things and use it for our betterment.
3. How come if I forget the password?
* If you forget password, you need not to worry because you can recover that in minutes without going to bank.
4. I don't know much about internet banking?
* Everything has to start from initial. I too didn't knew either at first but in due course of time I did and so will you.
5. I transact very less, I don't need internet banking?
* Don't think about present but for the future. Now you have time so you can learn to use so that when the time comes you don't have to ask or browse to how to do transactions.
Now the most Important point which everybody ask,
Benefits/Advantages of Internet banking
1. For each transaction you get point and it will be added to your wallet and use that money to do recharge or shop.
2. Permanent access to banks
3. Less time consuming.
4. very safe and secure.
5. Reduction of burden which have occurred going to bank.
Friends I have been using Online banking/Internet banking for more than 1 year and I have found it very beneficial and I am sure you will too.
Henry Ford said,
"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning".
So Friends Make your life simple by doing ONLINE BANKING.
ENJOY!
A Chaotic situation has arisen after the demonetization of higher currency notes.
 |
| You Hid me, Now suffer |
I am not going to comment whether it is good or bad rather I am going to write on something which is beneficial to us in every aspect of life, at present and in future.
Most of the time you have to stand in queues for hours in banks to do transaction. After demonetization the waiting time has increased. Students have to bunk the classes to just withdraw money from the bank, workers have to get leave to do transactions in banks or exchange the higher value currency. This problem has not occurred after demonetization but it is there before it.
 |
| Come Tomorrow |
People would not have bothered much about the exit of high value currency if they would have used Internet banking for most of there purposes. I said most of it as internet banking facility provides us more than 90% facility of what we do in the bank.
 |
| I am your friend yesterday, today and tomorrow |
Online banking is one of the safest transaction made through banks. One does not have to carry money on risk to the banks to transfer to another account. People may think that in order to withdraw money they would have to go to the banks but as I said Online banking give more than 90% facility of the transaction of what we do in banks, not 100%.
However, If for some reason you want cash in hand then you have to go to the bank but at least you are saving your time from standing in queues in banks for other transaction.
 |
| I give you these |
Facilities provided in online banking.
There are many facilities but I will mention only few which are used in daily basis in banks which can be used in online banking.
1. Balance Inquiry
2. Mini-statement of past transactions
3. Ordering Cheque books
4. Transfer funds
5. Loan application and transactions
6. Make bill payments
7. Past inquiry
8. Detail of transactions
And Many more
When I recommend people to get online banking, I am asked a lot of questions.
Question are
1. Cyber Crime is most dangerous, I can loose all my money?
* It is more dangerous to carry money to banks than doing online banking. Also security in online transaction has enhanced. so one does not has to worry about the security in internet banking.
2. Who will go through a lot of process to get an online banking and who will remember lot of password?
* Sitting in home and doing transaction is better than going to a bank, waiting in queues, wasting time. Remembering password in not a big issue, we are human because we remember things and use it for our betterment.
3. How come if I forget the password?
* If you forget password, you need not to worry because you can recover that in minutes without going to bank.
4. I don't know much about internet banking?
* Everything has to start from initial. I too didn't knew either at first but in due course of time I did and so will you.
5. I transact very less, I don't need internet banking?
* Don't think about present but for the future. Now you have time so you can learn to use so that when the time comes you don't have to ask or browse to how to do transactions.
Now the most Important point which everybody ask,
Benefits/Advantages of Internet banking
1. For each transaction you get point and it will be added to your wallet and use that money to do recharge or shop.
2. Permanent access to banks
3. Less time consuming.
4. very safe and secure.
5. Reduction of burden which have occurred going to bank.
Friends I have been using Online banking/Internet banking for more than 1 year and I have found it very beneficial and I am sure you will too.
Henry Ford said,
"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning".
So Friends Make your life simple by doing ONLINE BANKING.
ENJOY!
